Refund Policy

Last updated: 16 August 2026

NiyataFree

The Free journal is ₹0. No payment, no refund.

NiyataFair green-day charges

Fair bills ₹49 only on days your journal shows net profit. Red days and no-trade days stay ₹0. eWallet cashback (welcome ₹101 and referrals) is credit toward those charges. Cashback is not withdrawable bank cash.

Subscriptions

Pro, Pro Max, Family, and Elite are billed through Razorpay. If a charge fails or duplicates, write via feedback with the Razorpay payment id. Approved refunds go back to the original payment method.

How to ask

Use feedback and include email + payment id. We review Fair and subscription disputes case by case.